Thursday, March 5, 2009

Auto Insurance - The Risk of Doing Without

It is completely illegal to operate a motor vehicle without adequate auto insurance. What is considered to be sufficient coverage is determined accordingly by each state. In the long run, you will save more money by actually buying auto insurance than trying to skate through without it.
If you don't supply proof of legitimate auto insurance at the Secretary of State subsequently you can't buy license tags for your car. People need to have valid license tags to legally operate a vehicle. The consequences for driving without insurance are strict, including fines, tickets, and the chance of having your license suspended.
When the police find that you are driving without insurance, they can have your car towed away at your expense. States pay the price for uninsured motorists. Auto insurance offers a blanket of protection to everyone involved.
Drivers that operate without insurance are placing themselves in very compromising situations in the event of an accident. Drivers with no insurance risk losing their vehicle and also open themselves up to the prospect of being sued.
Anyone that was involved in the accident, whether it was from your car or another, has the right to sue you for the cost of their medical fees or even pain and suffering. Auto insurance is the only form of protection that a driver is offered to absorb most of the costs.
In addition, the insurance company will cover costs of repairing your vehicle after you meet your deductible. The insurance company will help you buy a new car if it turns out that your car is totaled.
At some point, everyone that decides to drive without insurance is going to need to buy it, even if for a short period of time. There is a database that lets all insurance companies know who has been driving without insurance.
Drivers that fail to purchase insurance will still be able to do so, but the price is usually elevated and the policy can be provisional as they are considered to be high risk. The costs of driving without insurance are clearly not worth it.
Here are great pages for auto insurance quotes...
InsureMe Auto Insurance Quotes
Auto Insurance Quotes
Chimezirim Odimba writes on insurance.
Article Source: http://EzineArticles.com/?expert=Chimezirim_Chinecherem_Odimba

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